January, 2026 Newsletter
2026 | January – Welcome New Year!
What’s Inside This Month… As we step into a new year, we want to thank you for trusting Banner Capital Bank as your financial partner. Whether you’re setting new goals, planning big purchases, or focusing on saving for the future, we’re here to support your journey every step of the way. Let’s make 2026 a year of growth, success, and financial well-being together!
Holiday Banking Hours
New Years Eve – December 31st – Open normal business hours
New Year’s Day – January 1st – All branches closed
Martin Luther King Day – January 19th – All branches closed
A Smart Start to the New Year
We have refreshed our website. You may notice some updates to our 3rd party links (credit card applications) and our CRA public information.
The new year is a great time to review your financial habits. Use our Online and Mobile Banking tools to set up a budget, automate savings, or track your spending. These small steps can lead to big results by year’s end.
Make the Most of the New Year with Better Financial Habits
The beginning of a new year is an ideal moment to reflect on your financial goals and habits. Taking small, consistent steps now can create a ripple effect that leads to significant financial achievements by the end of the year. With the help of Banner Capital Bank’s Online and Mobile Banking tools, managing your finances has never been more accessible or efficient.
Set Up a Budget
A budget is the foundation of financial success. By outlining your income, expenses, and savings goals, you can gain a clear understanding of where your money is going. With our Online and Mobile Banking platforms, you can track your spending in real-time and categorize your expenses. This visibility helps you identify areas where you can cut back and redirect funds toward savings or debt repayment.
Automate Your Savings
Saving consistently can feel challenging, but automation makes it easy. Use our tools to set up recurring transfers to your savings account. Whether it’s a small amount each week or a portion of each paycheck, automating your savings ensures that you’re consistently working toward your goals without having to think about it.
Track Your Spending
Monitoring your spending habits is essential to staying on track with your budget. With our Online and Mobile Banking tools, you can review your transactions anytime and anywhere. Setting up alerts for large purchases or low balances can also help you stay mindful of your financial activity.
Reap the Rewards
By implementing these small steps, you’ll set yourself up for long-term success. Whether your goal is to pay off debt, save for a vacation, or build an emergency fund, staying proactive and using the right tools can make all the difference. Let this new year be the one where you take charge of your financial health and achieve your dreams.
Thank You for Banking With Us
We’re excited about the opportunities this year brings and look forward to continuing to serve you and our community. Here’s to a prosperous 2026!
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Tax Preparation for 2025
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A Note from our President and CEO
Another year has come and gone! In my 30 years of banking, I have enjoyed the challenges and opportunities the profession has to offer. With the guidance and wisdom from our Board of Directors, an excellent staff and an excellent customer base, we were able to have a “banner” year (no pun intended).
We were able to add a new location in Kimball, Nebraska, this year and will continue to explore business opportunities.
I am enthused to see what 2026 has in store for Banner Capital Bank. Our main goal is to continue offering the most efficient and feasible banking services in our communities. We will strive to meet the task of “progress” in the economic realm of society.
There have been so many changes in the last few years and for an old timer like me, staying in the game can be interesting. Fortunately, we have a staff that is not all “old school” and can implement and utilize new programs and technology.
Our Banner team would like to extend a huge thank you to our excellent customer base for allowing us the privilege of serving you in 2025. As we step into 2026, you have our pledge and committed effort of giving the best service a bank can offer.
Wishing you and your loved ones a blessed holiday season and the joy of seeing what the new year will bring.
Happy New Year!
Don Ehrke
Romans 15:13 May the God of hope fill you with joy and peace as you trust in Him, so that you may overflow with hope by the power of the Holy Spirit.
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In December our Banner Capital Bank Staff had fun with an Ugly Christmas Sweater contest!
Congratulations to our winners shown below!
First Place: Aneta Vorhies ~ Beaver City, NE
Second Place: Mike Cruz ~ Cheyenne, WY
Third Place: Cassy Miller ~ Alma, NE
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Smoky Chipotle Pot Roast
Ingredients:
1 beef Cross Rib Roast, Chuck Arm Roast or Chuck Shoulder Roast (2-1/2 to 4 pounds)
1-1/2 teaspoons chipotle chile powder
1 tablespoon vegetable oil
1 can (14-1/2 ounces) diced tomatoes with green chiles, undrained
Prepared cornbread or corn muffins (optional)
Cooking:
Press chile powder evenly onto all surfaces of beef Cross Rib Roast. Heat oil in stockpot over medium heat until hot. Place pot roast in stockpot; brown evenly. Pour off drippings.
Cook’s Tip: One tablespoon chopped chipotle peppers in adobo sauce may be substituted for chipotle chile powder. Rub peppers evenly onto all surfaces of roast as above.
Add tomatoes; bring to a boil. Reduce heat; cover tightly and simmer 2 to 3 hours or until roast is fork-tender.
Remove roast; keep warm. Skim fat from cooking liquid. Return liquid to stockpot; bring to a boil. Cook 8 to 10 minutes or until sauce is reduced to 2 cups.
Carve roast into thin slices; top with sauce. Serve with cornbread (optional).
Safe Handling Tips:
Wash hands with soap and water before cooking and always after touching raw meat.
Separate raw meat from other foods.
Wash all cutting boards, utensils, and dishes after touching raw meat.
Do not reuse marinades used on raw foods.
Wash all produce prior to use.
Cook steaks and roasts until temperature reaches 145°F for medium rare, as measured by a meat thermometer, allowing to rest for three minutes.
Cook Ground Beef to 160°F as measured by a meat thermometer.
Refrigerate leftovers promptly.
For more information on degree of doneness and other cooking tips visit: https://www.beefitswhatsfordinner.com/cooking/determining-doneness
For more information on safe food handling and beef safety, see: https://www.beefitswhatsfordinner.com/cooking/food-safety
Recipe and photo courtesy of Beefitswhatsfordinner.com
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Celebrating with our Bank Staff this month!
Check out our link to our Facebook to see the most recent community events and fun happenings with Banner Capital Bank.
All Bank Branches Closed
New Years Day January 1, 2026
Martin Luther King Day January 19, 2026
Stay in Touch!
We look forward to sharing our next newsletter with you in February. Stay tuned for some great new and exciting information.
Please remember when we are closed you are able to access your accounts through the online and mobile banking. You are able to send us a message on the Contact Us portion of our website and we will get back to you during normal business hours.