Checking Accounts

As the account you’ll use daily, your checking account is a powerful tool for supporting your financial goals. 

With a checking account at Banner Capital Bank, you’ll have a secure place to set up direct deposit of your wages, social security or retirement; an opportunity to earn interest on your balance, pending on the account you choose; and access to our knowledgeable Account Concierge for any questions, any time. 

Take a look at the account options below. We’re confident you’ll find the one that feels most empowering to you!  

Simply Free Checking

  • No minimum deposit to open
  • No monthly service fees
  • No ATM fees from us**
  • Free statements – online or paper
  • Free Online banking
  • Free Billpay
  • Free P2P (Person-to-Person) and A2A (Account-to-Account) transfers
  • Free MasterCard® Debit Card

**Other banks and Operators surcharges may apply.

Senior Checking with Interest

  • No minimum deposit to open
  • Must be For ages 55 or older to qualify 
  • No Monthly Service charge
  • Direct deposit – Social Security  or retirement required to qualify
  • Earns Interest*
  • FREE box of wallet-style checks (bank selection) per quarter 
  • $15 annual credit toward safe deposit box, only available at some locations
  • Unlimited number of deposits into your account.
  • No ATM fees from us**
  • Free statements – Online or paper
  • Free Online Banking
  • Free BillPay
  • Free P2P (Person-to-Person) and A2A (Account-to-Account) transfers
  • Free MasterCard® Debit Card

*Interest rate and annual percentage yield subject to change; call your local branch for current rates

**Other banks and Operators surcharges may apply.

Government Checking with Interest

  • Must be a verifiable government entity
  • No minimum balance to open account
  • Interest rate and annual percentage yield subject to change; call your local branch or current rates

Corporate Commercial Checking - COMING SOON!

Checking with Interest

  • No minimum deposit to open
  • No Monthly Service Charge
  • Direct Deposit – Payroll or Retirement required to qualify
  • Earns Interest*
  • Unlimited number of deposits into your account
  • No ATM fees from us**
  • Free statements – Online or paper
  • Free BillPay
  • Free P2P (Person-to-Person) and A2A (Account-to-Account) transfers
  • Free MasterCard® Debit Card

*Interest rate and annual percentage yield subject to change; call your local branch for current rates

**Other banks and Operators surcharges may apply.

 

Super Now Checking with Interest

  • $1,000 Minimum Opening Deposit
  • No Monthly Service Charge with an average daily balance of $1,000.  A service charge of $5 will be imposed every statement cycle if the average daily balance falls below $1,000
  • Earns Interest*
  • Unlimited number of deposits into your account
  • No ATM fees from us**
  • Free statements – Online or paper
  • Free Online Banking
  • Free BillPay
  • Free P2P (Person-to-Person) and A2A (Account-to-Account) transfers
  • Free MasterCard® Debit Card

*Interest rate and annual percentage yield subject to change; call your local branch for current rates

**Other banks and Operators surcharges may apply.

Regular Checking

  • No minimum deposit to open
  • No Monthly Service Charge with an average daily balance of $300.  A service charge of $3 will be imposed every statement cycle if the average daily balance falls below $300
  • Unlimited number of deposits into your account
  • No ATM Fees from us**
  • Free statements – Online or paper
  • Free Online Banking
  • Free BillPay
  • Free P2P (Person-to-Person) and A2A (Account-to-Account) transfers
  • Free MasterCard® Debit Card

**Other banks and Operators surcharges may apply.

Open your account today!

Give us a call at 307-433-1555 to speak with our Account Concierge, or stop by your local branch to get started.

Contact Us Today